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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Amazingly brilliant!

It's been nothing short of excellent since I started using PayPal. It's extremely easy to use and the safest means of payment. Reviewed on: 21st April 2026

I really enjoy this experience.

I really enjoy this experience. Having a virtual card makes Purchases even more accessible and easier. Love it! Reviewed on: 21st April 2026

Flexible service, with a bountiful pre-approved cred...

Flexible service, with a bountiful pre-approved credit limi Reviewed on: 21st April 2026

Quick and easy to use

Paypal makes purchases online quick and easy to do aswell as the option of paying over 3 payments which helps with unexpected purchases. Reviewed on: 21st April 2026

First class service And credit option is a great help

I've used PayPal for several years, including their credit service. I find it great to be able to afford items and pay over a period of time. Customer service with PayPal is always first-class. They are there to help and make you feel valued as a customer. I have been able to buy things such as a new vacvum when mine broke. And without it dont know how I'd have been able to get one. So ty Reviewed on: 21st April 2026

Never an issue.

Never an issue. Always reliable, fast and easy way to pay/transfer money. Reviewed on: 21st April 2026

Very good service

Very good service and free to use. Reviewed on: 21st April 2026

Safe, Secure and Adaptive

Great options to spread costs over 3 months, and alot safer to send and receive money. Excellent options in app and very safe with security features. Reviewed on: 21st April 2026

10 plus years & counting

Been using it for more then 10 years & very happy with everything they offer. Reviewed on: 21st April 2026

Best Credit card

I have a wonderful experience with paypal Credit and 100% recommend if you need urgently money Reviewed on: 21st April 2026

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