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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

Literally can’t fault them - good service 24/7 promp...

5
Literally can’t fault them - good service 24/7 prompt at resolving issues Reviewed on: 21st April 2026

Safe, efficient and easy to use.

5
Safe, efficient and easy to use. Reviewed on: 21st April 2026

Safest and most reliable payment sorce with 100% con...

5
Safest and most reliable payment sorce with 100% confidence that my money is safe. Reviewed on: 21st April 2026

Reliable, trustworthy, very rare and issue after man...

5
Reliable, trustworthy, very rare and issue after many years. Reviewed on: 21st April 2026

Highly recommended and Reliable service

5
I’m happy with this service and I use it for all my needs compared to other services. I recommend it to you Reviewed on: 21st April 2026

It works for me and seems very professional.

5
It works for me and seems very professional. It seems powerful so I respect it Reviewed on: 21st April 2026

Great help for splitting payments when money is tigh...

5
Great help for splitting payments when money is tight, credit availability is great Reviewed on: 21st April 2026

PayPal Credit Service

5
This service & options provided by by PayPal is a absolute game changer in helping to get items & various services would couldn't in normal circumstances. Thank you PayPal. Reviewed on: 21st April 2026

PayPal gives you all of the options you can wish for...

5
PayPal gives you all of the options you can wish for with flexible payment options to suit whatever your circumstances. Reviewed on: 21st April 2026

Absolutely fantastic.

5
Absolutely fantastic. couldn’t fault at all. Great staff too. Reviewed on: 21st April 2026

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