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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Paypal has been fantastic for me over the years.

Paypal has been fantastic for me over the years, providing excellent service for my eBay account and now a debit account for which I can gain points. I would recommend PayPal to all my family and friends. Reviewed on: 21st April 2026

Amazing for proving more than one option

PayPal are amazing for proving more than one credit option. So I can pick what is best for me. I'm also delighted that on a recent big purchase, I was given 4 months interest free. That was a huge help. Reviewed on: 21st April 2026

Good service thanks, quick delivery

Good service thanks, quick delivery Reviewed on: 21st April 2026

Very Good and Very Nice Project and Very Interesting

Very Good and Very Nice Project and Very Interesting Reviewed on: 21st April 2026

My marvellous life with PayPal

It is very comforting, assuring and marvellous to know PayPal is always there to be the way out of running out of money to buy luxurious clothes. PayPal has made my life so easy and comfortable. I don't know where I would be without this credit facility Reviewed on: 21st April 2026

Very good service safe way to buy online shopping

Very good service safe way to buy online shopping Reviewed on: 21st April 2026

Very good to use

Very good to use as it keeps your bank details safe Reviewed on: 21st April 2026

Pleasant, informative helpful

Always a pleasant experience when dealing with PayPal credit. Smooth transaction in all corners if the app and great value for money. Customer service has always fixed any issues and always answers queries with ease Reviewed on: 21st April 2026

You don't have to miss out.

Fantastic way to buy much needed things & being able to spread the payments. Means you dont have to miss out on bargains by waiting till payday. Reviewed on: 21st April 2026

I like the ease with choosing how to finance my purc...

I like the ease with choosing how to finance my purchases. Payment choices. Reviewed on: 21st April 2026

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