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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

The benefits are helping to spread payments in a tim...

5
The benefits are helping to spread payments in a time of need with a trusted company. Reviewed on: 21st April 2026

I am very happy.

5
I am very happy. I have been using PayPal since 2023. Reviewed on: 21st April 2026

I’ve had a fantastic experience using PayPal.

5
I’ve had a fantastic experience using PayPal. It’s quick, secure, and incredibly convenient for managing payments. I love how easy it is to send and receive money, and the added security gives me real confidence when making transactions. It’s definitely one of the most reliable payment platforms I’ve used. Reviewed on: 21st April 2026

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5
Grrfnfjdj d. Ddbrnej djdjejd djjdjdjdjdjdnenrnrr nckkelelrr ejejrk Reviewed on: 21st April 2026

Hassle free payment option.

5
Love the ease of buying and hassle free payment option. Reviewed on: 21st April 2026

A trusted payment app

5
Always there,always convenient,the go to payment provider Reviewed on: 21st April 2026

Very effective and reliable service

5
Very effective and reliable service Reviewed on: 21st April 2026

Been with paypal for over 6 years And always had exc...

5
Been with paypal for over 6 years And always had excellent service Reviewed on: 21st April 2026

Very good communication and very good PayPal app eve...

5
Very good communication and very good PayPal app everything is easy understand. Reviewed on: 21st April 2026

Can't complain.

5
Can't complain. Very good experience Reviewed on: 21st April 2026

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