Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

View other PayPal products

4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181131)

My best pal PayPal

PayPal is very flexible and love the pay later schemes Reviewed on: 21st April 2026

Excellent service can't fault it what so ever brilli...

Excellent service can't fault it what so ever brilliant company Reviewed on: 21st April 2026

PayPal has always helped me when I had problems with...

PayPal has always helped me when I had problems with a buyer, I always got my money back, that's why I've been using PayPal for so many years, I've never been left alone when I had problems, thank you PayPal Reviewed on: 21st April 2026

PayPal is easy to use and very help you can pay mont...

PayPal is easy to use and very help you can pay monthly and spread the cost Reviewed on: 21st April 2026

My experience with pay pal

My experience with people is really good. I use it to buy stuff online and I use it as well to pay later with stuff by using credit. Reviewed on: 21st April 2026

Excellent

I am Happy to use PayPal good experience. Reviewed on: 21st April 2026

I've never had a problem with PayPal I would definit...

I've never had a problem with PayPal I would definitely recommend to my friend and family good job keep it up brilliant Reviewed on: 21st April 2026

When needed paypal there to help

When needed paypal there to help Reviewed on: 21st April 2026

I’ve had PayPal help with various services and each...

I’ve had PayPal help with various services and each time they’ve been fair and professional. Communications are always open and don’t need you to be at the phone the entire time. Convenient and professional. Reviewed on: 21st April 2026

Easy to use, no fees on transfers and the new PayPal...

Easy to use, no fees on transfers and the new PayPal card is useful. Transferring money to friends is easy and Paypal gives you piece of mind when you are paying for goods and services. The option to use PayPal credit means I can spread the costs of purchases Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3855 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101289 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub