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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

PayPal Credit is straightforward

PayPal credit is simple and straightforward no hidden fees. The pay in 3 is the best thing for those high ticket items. I’d definitely recommend PayPal Reviewed on: 21st April 2026

Happy so far

Easy to process, very transparent Reviewed on: 21st April 2026

Best provider for me

Best in every way that you can find! Reviewed on: 21st April 2026

Use PayPal a lot!

Use PayPal a lot! Always quick, reliable and safe to use… Reviewed on: 21st April 2026

No hassle, makes life easier, works for me

No hassle, makes life easier, works for me Reviewed on: 21st April 2026

Very easy to use and plenty of time to pay...

Very easy to use and plenty of time to pay credit back Reviewed on: 21st April 2026

Great for breaking down large payments and budgeting

Great for breaking down large payments and budgeting Reviewed on: 21st April 2026

My experience with PayPal has been positive.

My experience with PayPal has been positive. It’s user-friendly, transactions are fast, and the security features—like not sharing my financial details with sellers—make me feel safer when shopping online. Reviewed on: 21st April 2026

PayPal Credit

I have enjoyed using PayPal credit as it’s a great feature for shopping online. Reviewed on: 21st April 2026

Good service.

Good service.easy to use. Very simple to make payments as well Reviewed on: 21st April 2026

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