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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

Simple and easy to understand app, the points earned...

5
Simple and easy to understand app, the points earned are a bonus. So far, so good for me Reviewed on: 21st April 2026

Great service very professional.

5
Great service very professional. Never had a problem Reviewed on: 21st April 2026

Have never had a problem when dealing with customer...

5
Have never had a problem when dealing with customer servuces, i feel safe using paypal fir purchases Reviewed on: 21st April 2026

PayPal is secure reliable and scam free service that...

5
PayPal is secure reliable and scam free service that enable one to have trust in while doing financial transactions. Great service and more improved now a days Reviewed on: 21st April 2026

Great service

5
Very helpful financial tool that supports my needs to purchase items in needs and spread the cost Reviewed on: 21st April 2026

no issue

5
I never had any issues and also I love that it can be used worldwide Reviewed on: 21st April 2026

PayPal is easy and convenient to use

5
PayPal is easy and convenient to use Reviewed on: 21st April 2026

Much better than credit card , better plans, easier...

5
Much better than credit card , better plans, easier pay Reviewed on: 21st April 2026

Very easy to use.

5
Very easy to use. Accepted by almost all online vendors. Reviewed on: 21st April 2026

Very good for buying online stuff

5
Very good for buying online stuff Reviewed on: 21st April 2026

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