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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

just love pay pal credit , pay for all my adidas clo...

just love pay pal credit , pay for all my adidas clothes then spred payment over 4 months , intrest free ...perfect Reviewed on: 21st April 2026

It is very easy and convenient to use paypal i alwa...

It is very easy and convenient to use paypal i always choose it where there is choice to pay with paypal Reviewed on: 21st April 2026

Convenient

I use paypal at check out if available Reviewed on: 21st April 2026

I’ve used PayPal for many many years.

I’ve used PayPal for many many years. They are just go to for all things protection and to spread interest free. Can easily manage my credit and when I’ve needed them they been super helpful and supportive. Reviewed on: 21st April 2026

Used PayPal for years to pay on various websites and...

Used PayPal for years to pay on various websites and receive money through it also. Always been happy. The credit side of it just makes it even better especially for those times in life where there's something you need yet cant quite afford. Reviewed on: 21st April 2026

Very good experience, nothing to complain

Very good experience, nothing to complain Reviewed on: 21st April 2026

Always helpful , when you can’t afford

Always helpful , when you can’t afford Reviewed on: 21st April 2026

Life saver

A life saver when you’re on low finances! Reviewed on: 21st April 2026

Just right, everything thing I need and how I want...

Just right, everything thing I need and how I want it Reviewed on: 21st April 2026

I use PayPal credit, and its been very helpful for...

I use PayPal credit, and its been very helpful for me Reviewed on: 21st April 2026

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