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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

My experience using PayPal Credit has been very pos...

My experience using PayPal Credit has been very positive. It’s quick to set up and easy to use, especially since it’s built directly into the PayPal checkout process. I’ve found it really helpful for spreading the cost of larger purchases, and the interest-free offers make it even more convenient. Overall, it’s a simple and flexible way to manage payments. Reviewed on: 21st April 2026

I always use paypal safe secure.

I always use paypal safe secure. Reviewed on: 21st April 2026

With PayPal it's a real experience.

With PayPal it's a real experience. Reviewed on: 21st April 2026

Ease of exchange

Made life simple for sending and receiving money Reviewed on: 21st April 2026

Pal have great customer care

PayPal have been excellent when i have had issues with scam sellers helping me get a refund their customer service is always top class Reviewed on: 21st April 2026

Just easy to use and customer service is brilliant.

Just easy to use and customer service is brilliant. Reviewed on: 21st April 2026

Good experience, I am enjoying to use PayPal

Good experience, I am enjoying to use PayPal Reviewed on: 21st April 2026

Amazing service.

Amazing service. Easy to use and quick with responses Reviewed on: 21st April 2026

Safe way to spend

Nice and easy app to use and safe and trustworthy. Definitely recommend Reviewed on: 21st April 2026

PayPal is best

I love the fact that I can pay back my card in 4 instalments and that I can earn points while shopping using my PayPal card. Reviewed on: 21st April 2026

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