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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Great service

I just find PayPal convenient, flexible and reliable - amazing service ! Reviewed on: 21st April 2026

Great and secure

Really good, easy to use and secure Reviewed on: 21st April 2026

Great experience

I’ve had a very good experience using PayPal. It makes online payments quick and convenient, whether I’m shopping on websites or sending money to friends and family. The setup was easy, and linking my bank account and card took just a few minutes. What I really like is the added sense of security. I don’t have to share my card details with every website, and PayPal acts as a safe middle layer for transactions. I also appreciate the instant notifications for payments, which helps me keep track of everything easily. When I had a question about a transaction, their customer support was helpful and resolved the issue quickly. Overall, PayPal has made managing online payments much smoother and more reliable for me. Reviewed on: 21st April 2026

Good service and a great app

Good service and the app is so easy and convenient to use. I have access to everything I need on my phone and can keep track of what I’m paying. Pay in 3 is also a fantastic way of spreading the cost without getting into too much debt or paying interest. Reviewed on: 21st April 2026

Tried to ask for a refund from a seller, wasn’t able...

Tried to ask for a refund from a seller, wasn’t able to, system not working Reviewed on: 21st April 2026

Friendly and easy to use app.

Friendly and easy to use app. I am not IT swavy so it makes my life extremely easier Reviewed on: 21st April 2026

Fast and reliable

Fast and reliable no hustle at all Reviewed on: 21st April 2026

100% confidence.

100% confidence, easy to use and never any issues. Been using PayPal for a very long time and will continue to do so for all purchases made online. Reviewed on: 21st April 2026

It’s good that PayPal allows for different payment o...

It’s good that PayPal allows for different payment options Reviewed on: 21st April 2026

Make life easier

It makes life a lot easier and I like that so many providers/ shops give it as an option. It’s great to be able to split costs. I would like to be able to assign my payments to certain things on there (such as the things on a limited time 0% interest) but I haven’t found a way to do that. Reviewed on: 21st April 2026

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