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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Easy to link to payments with flexible options like...

Easy to link to payments with flexible options like Pay in 3 or credit. Makes both big purchases and everyday spending simple to manage. Reviewed on: 21st April 2026

Only had customer service twice in probably 10years...

Only had customer service twice in probably 10years always been very helpful Reviewed on: 21st April 2026

The app is high quality, transparent and easy to use.

The app is high quality, transparent and easy to use. Reviewed on: 21st April 2026

Great, very helpful, helped me a lot.Marvin 35

Great, very helpful, helped me a lot Reviewed on: 21st April 2026

Safe, reliable and consistent

Safe, reliable and consistent, options of payment. Best service out there. Reviewed on: 21st April 2026

PayPal is friendly user and every time you get updat...

PayPal is friendly user and every time you get updates on the activities on your account Reviewed on: 21st April 2026

Easy and trustworthy, great payment options which he...

Easy and trustworthy, great payment options which help with big purchases. Reviewed on: 21st April 2026

PayPal credit Great service, PayPal credit.

Great service, PayPal credit. Particularly having the option to pay off in 4 months at 0%. Find this very useful. Of course it helps if you have enough money to pay off your credit each month. Reviewed on: 21st April 2026

Just always on point, I've always had great customer...

Just always on point, I've always had great customer service. Reviewed on: 21st April 2026

Bought batteries from eBay

Bought batteries from eBay found out they were fake seller said he would refund so closed the case against him I’n good faith but never did. tried to reopen case to get my money as had proof in messages but customer service said there was nothing they could do even though I had it in writing Reviewed on: 21st April 2026

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