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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Great finance option.

Easy to use. Always comes handy, like when a washer breaks suddenly. pay in 3 is very useful for purchase up to £100. Reviewed on: 21st April 2026

Problems? Never

Never any problems, easy to use , fast transactions. Reviewed on: 21st April 2026

PayPal is very easy to use and superb.

PayPal is very easy to use and superb. Reviewed on: 21st April 2026

Very easy and smart.

Very easy and smart. All payments are secure and quick. Reviewed on: 21st April 2026

Easy to use app.

Easy to use app. Great interest free timescales. Customer Service fast and friendly Reviewed on: 21st April 2026

I use PayPal for a long time and I'm very happy.

I use PayPal for a long time and I'm very happy. Reviewed on: 21st April 2026

PayPal dispute resolution service is great.

PayPal dispute resolution service is great. I had an issue with cancelling a subscription service and PayPal helped me to fix it. Reviewed on: 21st April 2026

A useful tool with payment options.

Overall, it’s been a positive experience. PayPal has become a great tool for my business. Larger items can be paid over time which makes such decisions easier. Reviewed on: 21st April 2026

It is a convenient and reasonably safe place to shop...

It is a convenient and reasonably safe place to shop Reviewed on: 21st April 2026

Quick and convenient

Always find PayPal easy to use and it is accepted at so many places. The ability to spread payments over a number of months has been very useful. Reviewed on: 21st April 2026

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