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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

PayPal always answers when I call, and are always re...

PayPal always answers when I call, and are always ready to help. Reviewed on: 21st April 2026

Good fast and easy for all your needs and desire's

Good fast and easy for all your needs and desire's Reviewed on: 21st April 2026

Easy to use tools, 0% interest free terms

Easy to use tools, 0% interest free terms Reviewed on: 21st April 2026

PayPal account review

Very convenient, easy to use.I am satisfied with the services it offers. I can send money to friends and family hassle free. PayPal credit 0% interest for 4 month ables me to pay off my balance stress free. Reviewed on: 21st April 2026

Easy to set up, great customer service

When I've had issues the PayPal customer service has been excellent. Also, setting up payments whether 'Pay in 3' or using PayPal credit is user friendly and so easy to set up. Reviewed on: 21st April 2026

Easy to use and reliable payment option

I’ve been using PayPal Credit for a while now and overall my experience has been very positive. It’s simple to use, especially for spreading the cost of larger purchases, and the process is quick and straightforward. I like how everything is clearly shown in the app, so I can keep track of payments and due dates. Customer support has also been helpful whenever I needed assistance, and transactions feel secure which gives peace of mind when shopping online. The flexibility it offers makes it a convenient option, although it’s always important to stay on top of repayments. Overall, I would recommend PayPal Credit to anyone looking for a reliable and easy way to manage payments. Reviewed on: 21st April 2026

amazing value for money and time

amazing value for money and time Reviewed on: 21st April 2026

I love PayPal.

I love PayPal, I have had my bank account fraudulently used before So Gate using my bank card online. I only will purchase online if I can use PayPal Reviewed on: 21st April 2026

Great app with good support.

Great app with good support. I enjoy the fact that I can split my payments. Reviewed on: 21st April 2026

Thankyou paypal

Allowing me buy things for my family and pay over a long period is so beneficial to me especially during hard times I lost my husband and was down to one wage so spreading the cost has been a life saver Reviewed on: 21st April 2026

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