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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Satisfied customer with the various financie options

Satisfied customer with the various financie options Reviewed on: 21st April 2026

It is simple and easy to use, i love the option to p...

It is simple and easy to use, i love the option to pay in 3 which makes buying things a lot easier Reviewed on: 21st April 2026

Convenient, intuitive, payment options.

Convenient, intuitive, payment options. Use PayPal for pretty much all my online purchases Reviewed on: 21st April 2026

Quality service

Pay pal have given me a quality service over the years and have helped me in many ways. Reviewed on: 21st April 2026

Expensive - however, using 3 interest 3 payments is...

Expensive - however, using 3 interest 3 payments is a fantastic feature Reviewed on: 21st April 2026

Fantastic Service

PayPal makes life so much easier, it’s convenient, easy to use and means I can make purchases securely without having to worry. I use it primarily to purchase goods online as it makes checking out super streamlined and fast! Reviewed on: 21st April 2026

Definitely recommend....

Very easy to purchase and pay for goods...would recommend to family friends to use.. Reviewed on: 21st April 2026

Great app

Easy to use, flexible, used this for years Reviewed on: 21st April 2026

Peace of mind and 0 percent always helps

Peace of mind and 0 percent always helps Reviewed on: 21st April 2026

They provide a quick easy pay method that really hel...

They provide a quick easy pay method that really helps when I need to be something urgently, giving me breathing space knowing that I have some time to pay it back without incurring charges. It’s also a quick and convenient way to buy items online and is accepted on many retail sites making it a handy way to pay. It provides me with a fallback when the unexpected happens like when an appliance suddenly breaks and needs replacing. In my opinion it’s worth its weight! Reviewed on: 21st April 2026

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