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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

A PAL to help me PAY

Always had a positive experience and if customer service has been provided it has been helpful. Reviewed on: 21st April 2026

helpfull

very helpfull in difficult time when you need money paypal is there for you Reviewed on: 21st April 2026

Highly recommend, used them plenty of times over the...

Highly recommend, used them plenty of times over the years, quick and easy. Reviewed on: 21st April 2026

Easy credit

I found PayPal credit easy to setup and manage, will be using again for future purchases. Reviewed on: 21st April 2026

Easy app to use and international transfers are pret...

Easy app to use and international transfers are pretty much instant. Been a life saver for my family as we all live in different countries. Reviewed on: 21st April 2026

I started using PayPal when it was part of eBay and...

I started using PayPal when it was part of eBay and liked their attention to detail. Reviewed on: 21st April 2026

Useful tool...

PayPal is a useful way of being able to pay for goods at a distance without giving my private bank details Reviewed on: 21st April 2026

Convenient, easy to use.

Convenient, easy to use. Clear & concise. Reviewed on: 21st April 2026

Great service - the pay over 3 is a great function a...

Great service - the pay over 3 is a great function and also makes it a lot easier to make more expensive things more affordable. Reviewed on: 21st April 2026

Excellent

Very easy to use, keep track of and Access on mobile. Nice to be able to have a PayPal if you haven't quite got the money in that moment. Reviewed on: 21st April 2026

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