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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

Easy to set up, use and amend.

Easy to set up, use and amend. 0% offers are helpful when you need a little extra time to pay. Customer service has been good when I've needed to contact them. Reviewed on: 20th April 2026

Convenience and availability

I like the options available for payment and the protections included, good customer service too. Reviewed on: 20th April 2026

Wonderful options by Pay pal and paypal credit.

Wonderful options by Pay pal and paypal credit. I had to make an urgent large payment to a retailer but had to withdraw from a saving account. As paypal is an accepted financial platform and mobile wallet, I lucky to be option for 4 months interest free and complete the transactions thus saving the Hassel and save on my interest. Very pleased and can't thank PayPal enough.! Reviewed on: 20th April 2026

Very helpful and easy to saving money how to control...

Very helpful and easy to saving money how to control make easy life Reviewed on: 20th April 2026

Kwick and always easy to pay.

Kwick and always easy to pay. Would recommend to friends and family Reviewed on: 20th April 2026

Add PayPal credit for years however now that they’ve...

Add PayPal credit for years however now that they’ve done a credit card option I really like it and I’m starting to use it. I will use it more for purchases so thank you. Reviewed on: 20th April 2026

Simple to use and get information needed

Never had any issues unlike some other providers. Easy to set up and app gives you all the information you need Reviewed on: 20th April 2026

Hassle free, payment options available

Hassle free, payment options available Reviewed on: 20th April 2026

Excellent service.

Never had a problem with PayPal. Goid payment options if on a budget. Reviewed on: 20th April 2026

It seems easy enough to use and make payments to.

It seems easy enough to use and make payments to. Reviewed on: 20th April 2026

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