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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

why didn't it work?

Overall, I'm happy, although I don't understand why Pay in 3 isn't working at the moment and why I couldn't pay for Ryanair via PayPal 10 minutes ago, even though everything seems fine... why didn't it work? Reviewed on: 20th April 2026

The process was fast and it was easy to understand

The process was fast and it was easy to understand Reviewed on: 20th April 2026

Love using PayPal simple and easy.

Love using PayPal simple and easy. Support is great. Reviewed on: 20th April 2026

I have been with Pay Pal for over 15 years

I have been with Pay Pal for over 15 years and the service has been great. Reviewed on: 20th April 2026

Good service and quick payments, useful credit alter...

Good service and quick payments, useful credit alternative Reviewed on: 20th April 2026

Quick and easy service with lots of features

Quick and easy service with lots of features Reviewed on: 20th April 2026

PayPal was easy to easy and efficient

PayPal was easy to easy and efficient Reviewed on: 20th April 2026

Brilliant

Overall, PayPal is a trusted and widely accepted platform that makes online payments simple and secure, and I would recommend it for both personal and small business use. Reviewed on: 20th April 2026

PayPal is my go to payment method wherever I can use...

PayPal is my go to payment method wherever I can use It. I feel safe making transactions as I have been scammed a couple times and PayPal take this seriously and always ensure I am not out of pocket. Reviewed on: 20th April 2026

PayPal makes things a lot easier, and offers great f...

PayPal makes things a lot easier, and offers great flexibility. Reviewed on: 20th April 2026

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