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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

Easy to use with 0% finance makes life easy

Easy to use with 0% finance makes life easy Reviewed on: 20th April 2026

Always a good safe process And I know i am in safe h...

Always a good safe process And I know i am in safe hands Reviewed on: 20th April 2026

Pay pal credit has been great

Pay pal credit has been great for the long term deals, i.e. using scan.co.uk 4 years no interest was fantastic for buying a new PC, I tend to use this and the Pay in 3 deals Reviewed on: 20th April 2026

Doesn’t allow name change online

Found it difficult to change my name once married. This wouldn’t deter me from recommending the service. I like the new PayPal plus feature. I’ve now switched all my usual payments I make with a standard credit car to PayPal to gain the points Reviewed on: 20th April 2026

Great experience love PayPal Credi

Great experience love PayPal Credi Reviewed on: 20th April 2026

Hastle free.

Hastle free. Easy to pay in installments without paying interest. App is intuitive with all info you need easy to access. Reviewed on: 20th April 2026

it’s so convenient to use especially if you pay your...

it’s so convenient to use especially if you pay your balance withi. the 4 months no interest Reviewed on: 20th April 2026

Overall good , been using it for years new had any i...

Overall good , been using it for years new had any issue Reviewed on: 20th April 2026

Takes a long time for payments to be taken

Takes a long time for payments to be taken Reviewed on: 20th April 2026

Been using paypal for years and years.

Been using paypal for years and years. Never been an issue. Any problems I have had have been resolved without any drama. Feel at ease when I know I can pay by paypal online, puts my mind at rest. Would recommend all day long. Reviewed on: 20th April 2026

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