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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

PayPal you can trust

Had PayPal for some years always reliable in sorting issues with the credit company’s /other and helped out for credit when needed at an ease. Reviewed on: 20th April 2026

Quick and easy to use.

Quick and easy to use. IF I go onto a site to buy and there is no option for paypal I dont buy from the site. The security and peace of mind for purchases is my number one reason fornusing. Reviewed on: 20th April 2026

Great way to spread your payments

Great way to spread your payments Reviewed on: 20th April 2026

Easy to use and the dashboard is easy to understand...

Easy to use and the dashboard is easy to understand Reviewed on: 20th April 2026

Easy to use and straightforward app.

Easy to use and straightforward app. Reviewed on: 20th April 2026

I use PayPal as it’s very easy and convenient and ma...

I use PayPal as it’s very easy and convenient and makes me feel confident with money back guarantee. Reviewed on: 20th April 2026

I use PayPal every so often, as a back up and it wpl...

I use PayPal every so often, as a back up and it wploeks well for me Reviewed on: 20th April 2026

Love PayPal

Love PayPal so easy and safe to use Reviewed on: 20th April 2026

Great credit increases and easy payback

Great credit increases and easy payback Reviewed on: 20th April 2026

Very good service, would recommend.

Very good service, would recommend. Reviewed on: 20th April 2026

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