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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

All's Good 1st class service.

All's Good 1st class service...,,,,,,,not much more i could add to that,,,,, Reviewed on: 20th April 2026

PayPal is really handy and always supports me.

PayPal is really handy and always supports me. There is just one critical issue with PayPal that when I pay, my credit is going to take time to depart from my bank account to PayPal, and it shows payment complete but the payment has not completed yet and sometimes causes a problem. Reviewed on: 20th April 2026

Great and easy

Great and easy to do it. Big plus for benefits (collect points) Reviewed on: 20th April 2026

Smooth sailing with no hiccups

Every experience I have had has been smooth sailing with no issues. Reviewed on: 20th April 2026

Attentive and let me control my budget.

Attentive and let me control my budget. Reviewed on: 20th April 2026

Well done Paypal!

I like the pay in 3 interest free and the 4 month credit interest free. That’s value for money on unexpected bills. Well done Paypal Reviewed on: 20th April 2026

Pay pal is saver

Pay pal is saver and reliable service. Reviewed on: 20th April 2026

I have found PayPal to be a really easy system

I have found PayPal to be a really easy system to use for paying bills and making other payments and PayPal Credit has been really useful and recommend it to everyone Reviewed on: 20th April 2026

Have used PayPal for over 20 years.

Have used PayPal for over 20 years. It’s developed into a very friendly way to exchange money. Flexible payments on large items. Couldn’t do without it. Reviewed on: 20th April 2026

Been with Paypal for long time and always good on an...

Been with Paypal for long time and always good on any purchases and transfers Reviewed on: 20th April 2026

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