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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

I find PayPal very easy to use user-friendly as a mu...

I find PayPal very easy to use user-friendly as a must for me Reviewed on: 20th April 2026

Generally, a pleasant user experience.

Generally, a pleasant user experience. Comfortable and easy to use interface. Reviewed on: 20th April 2026

PayPal’s plus points

A Smooth, easy and fair company to deal with, providing a high level of service daily. With a perfectly formed app and website that does not ever feel like hard work to use, Just straight to the point clear and precise. Reviewed on: 20th April 2026

I love to use paypal credit.

I love to use paypal credit. Its easy way to buy staff and pay later Reviewed on: 20th April 2026

A good place for doing transactions for personal and...

A good place for doing transactions for personal and business Reviewed on: 20th April 2026

Great service and great flexibility

Great service and great flexibility Reviewed on: 20th April 2026

Simple straight forward reliable .

Every time I use PayPal it’s just a great experience. And easy ‘ Reviewed on: 20th April 2026

Flawless

Always great and quick, never any issues, easy way to handle money. Reviewed on: 20th April 2026

Using the app

Always been easy to use and access the app. You can see transactions clearly and I like the payment options Reviewed on: 20th April 2026

Ease of use

Its very easy to use and understand and makes managing my money alot easier Reviewed on: 20th April 2026

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