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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

They are very helpful sorting out any issues u have...

They are very helpful sorting out any issues u have I trust this company Reviewed on: 20th April 2026

My PayPal!

Have been with PayPal for a number of years now, and have had a very positive experience! Would have no hesitation in recommending them for all financial needs! Reviewed on: 20th April 2026

it has been really easy to use and manage.

it has been really easy to use and manage. Reviewed on: 20th April 2026

Pay with confidence!

I am totally confident that any payments I make with PayPal are safe and my money is protected. Much safer that bank payments and you can use PayPal to send gifts to friends and family. What's not to like? Reviewed on: 20th April 2026

All in one

Debit transactions, pay by 3, credit, and receiving money from my husband in the Philippines, PayPal has got all that I need! Reviewed on: 20th April 2026

Simple to use and secure transaction.

Simple to use and secure transaction. Reviewed on: 20th April 2026

A happy PayPal customer for many years!

I have been a PayPal customer for many years, and appreciate the convenience and security provided by the service. I have witnessed the website and app both improve significantly over the years, and have always felt confident shopping online using PayPal. I highly recommend the service to anyone considering it. Reviewed on: 20th April 2026

Easy to business with

Nice easy and quick . Just a simple click plus the great brand and trust we need Reviewed on: 20th April 2026

Overall good experience woth paypal.

Overall good experience woth paypal. Reviewed on: 20th April 2026

Satisfied user

I’m very satisfied with PayPal Credit, especially the 0% interest for 4 months feature—it’s really helpful. Reviewed on: 20th April 2026

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