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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

A flexible choice of options to help you pay for the...

A flexible choice of options to help you pay for the things you want Reviewed on: 20th April 2026

A life saver

I have used Paypal in so many ways. During some financial crisis, i used the PayPal credit service to sort out my bills and also used for some important purchases. I believe i haven’t explored all the services but i would give it a bug thumbs up for ease of use. Reviewed on: 20th April 2026

I recommend

It’s amazing and very helpful and i will recommended Reviewed on: 20th April 2026

Great convenient way to purchase quick with querie...

Great convenient way to purchase quick with queries refunds easy to use app Reviewed on: 20th April 2026

Always everything on time!

Always everything on time! Service is good, customer service is good I'm happy with everything! Reviewed on: 20th April 2026

Paypal is such an efficient platform to pay and any...

Paypal is such an efficient platform to pay and any issues with refunds is second to none! No other platform can match PayPal when it comes to disputes and refunding your money! Reviewed on: 20th April 2026

I feel more confident my money is safe using PayPal.

I feel more confident my money is safe using PayPal. Reviewed on: 20th April 2026

Easy to use and great for spreading payments.

Easy to use and great for spreading payments. Reviewed on: 20th April 2026

Very flexible very reliable.

Very flexible very reliable. Best plans as oer the time of the need. Reviewed on: 20th April 2026

Great service and website always easy to navigate

Great service and website always easy to navigate Reviewed on: 20th April 2026

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