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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Easy to use

Use it regularly and is easy to pay for anything I need Reviewed on: 20th April 2026

Easy to deal

Quick transfer of money but always on time Reviewed on: 20th April 2026

PayPal makes all payments seamless.

PayPal makes all payments seamless. Great for beginners to start racking up positive credit score points. Can't think of a more convenient and safe payment app. Reviewed on: 20th April 2026

Save online shipping

Buying online, always covered, no need to be worry about beeing scammed... Reviewed on: 20th April 2026

I can’t say anything bad about it!

I can’t say anything bad about it! Good business! Reviewed on: 20th April 2026

Well my experience that I have had with you has been...

Well my experience that I have had with you has been very excellent Reviewed on: 20th April 2026

Easy shopping

Paypal easy to use and not had any problems when using it to pay for anything. It has helped me out when I was stuck to buy a large item Reviewed on: 20th April 2026

Very flexible service and great to use not just at h...

Very flexible service and great to use not just at home but invaluable when travelling abroad. Reviewed on: 20th April 2026

PayPal helps me spread the cost.

PayPal helps me spread the cost. Reviewed on: 20th April 2026

Very Handy and Simple to use

Always there when I need to make small to medium priced purchases using credit. Easy to use. Reviewed on: 20th April 2026

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