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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Very pleased that I found PayPal.

I've been using PayPal for a very long time and I have found it really helpful for making payments that I couldn't have afforded if I didn't have PayPal Credit. I have been able to make wonderful memories for myself and my family. Thank you. Reviewed on: 20th April 2026

PayPal has been great for me over the years.

PayPal has been great fir me over the years I have used it to help me buy Christmas present for my family splitting payments into three making it more manageable. Recently my daughter bought her first house using my PayPal credit I was able to buy her a couch which I have four months to pay interest free which was great. Reviewed on: 20th April 2026

So easy!

So easy! For anyone. Stress free. Reviewed on: 20th April 2026

Always reliable source of funding.

Always reliable source of funding. Easy access and very secure Reviewed on: 20th April 2026

Love having different payment options.

Love having different payment options..and knowing its secure is an extra bonus Reviewed on: 20th April 2026

Very good overall.

Very good overall. Very easy to use, I would recommend paypal credit. Reviewed on: 20th April 2026

Easy to manage, keeps things simple

Easy to manage, keeps things simple Reviewed on: 20th April 2026

No issues at all

No issues at all, Perfect transactions, peace of mind that your funds are in safe hands. Reviewed on: 20th April 2026

Best off best

Paypal the best. JSON Good start best rates Reviewed on: 20th April 2026

PayPal gave me opportunity to pay in 3 credit ,...

PayPal gave me opportunity to pay in 3 credit , Reviewed on: 20th April 2026

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