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PayPal: PayPal Credit reviews

4.73
Based on 181,133 reviews, last reviewed 24th Aug 2026
3% increase in 5 star reviews
in the past 90 days
15% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026
Tsarina M's avatar
Tsarina M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Was using PP for wide range of tasks, didn't regret.

4
Was using PP for wide range of tasks, didn't regret. Reviewed on: 20th April 2026

Easy to use, like the choice of pay by dates

5
Easy to use, like the choice of pay by dates Reviewed on: 20th April 2026

Paypal great service at all times

5
Paypal is convenient, trustworthy and offers great service. I love paypal it has really helped me with my financial Internet transactions by being instantly available and secure, it gives me great peace of mind. Reviewed on: 20th April 2026

Everything is excellent I'm very happy with PayPal

5
Everything is excellent I'm very happy with PayPal Reviewed on: 20th April 2026

Paypal for peace of mind .

5
I have experienced excellent customer service with paypal . I have peace of mind with the security of paypal. Reviewed on: 20th April 2026

PayPal/PayPal credit

5
I'm very happy with my PayPal account or credit card, since many years with them I never had any issues always is everything clear and simple and they care about customers Reviewed on: 20th April 2026

Very handy and helpful Good customer service

5
Very handy and helpful Good customer service Reviewed on: 20th April 2026

Easy perfect way to pay for everything

5
Easy perfect way to pay for everything Reviewed on: 20th April 2026

Security and TrustworthyI trust PayPal with a...

5
Been with PayPal over 11 years I trust PayPal with all my transactions and secure in the knowledge that my money is completely safe and so am I. I also like the fact I can get credit for more expensive items with PayPal credit 4 months to pay and no interest. I also find the pay in three very handy for items and no interest. Love this I'm SECURE and TRUST thats what we all want these days SECURITY from scammers. PAYPAL GIVES YOU ALL THAT AND MORE. Reviewed on: 20th April 2026

Fast and secure, flawless payment method and service.

5
Fast and secure, flawless payment method and service. Reviewed on: 20th April 2026

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