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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

When I had an issue with a payment it was sorted str...

When I had an issue with a payment it was sorted straight away and received a payment just as quick. Reviewed on: 20th April 2026

Safe to use and very convenient.

Safe to use and very convenient. Good app Reviewed on: 20th April 2026

Very easy to use.

Very easy to use. Makes you feel safe when using PayPal. Reviewed on: 20th April 2026

Great and soooo good n easy to used

Great and soooo good n easy to used Reviewed on: 20th April 2026

PayPal 3 is great

So easy to use & I love PayPal 3. Is definitely a winner! Reviewed on: 20th April 2026

Perfect financial funding solution

A perfect solution for a vast amount of the day to day financial requirements. Flexible payment options are available and all balances are easily accessed and managed with the Paypal app, which is so convenient. Reviewed on: 20th April 2026

Confident with how it's operated

Confident with how it's operated Reviewed on: 20th April 2026

Great service.

Great service. Easy to use. Good experience. Reviewed on: 20th April 2026

PayPal is great.

PayPal is great. They provide great services. Reviewed on: 20th April 2026

The apps easy to understand and I’ve never had a pro...

The apps easy to understand and I’ve never had a problem Reviewed on: 20th April 2026

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