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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Happy Poole

Easy to use. Good for me with my spending and payment habits. Reviewed on: 20th April 2026

Honest Review

Always been amazing even if there are issues they are resolved quickly and professionally. Reviewed on: 20th April 2026

Trustworthy .

Excellent payment options and so simple. I’ve been using PayPal for so many years now and they have grown with the needs of their customers. From simple trusted payments to pay in 3 to interest free credit and now a credit card. They just keep getting better and stay fair. Reviewed on: 20th April 2026

I had a great experience.

I had a great experience. Its was as easy as A B C to use. Thank you Reviewed on: 20th April 2026

Helped me when I needed help financially

Helped me when I needed help financially Reviewed on: 20th April 2026

Easy to use convenent never had to use customer serv...

Easy to use convenent never had to use customer service i use PayPal for nearly all of my online purchases Reviewed on: 20th April 2026

Always there when I need it.

Always there when I need it. Total value for money. Reviewed on: 20th April 2026

Quick payments easy to navigate on app

Wuik pahemnts easy to navigate on app Reviewed on: 20th April 2026

Great and convenient payment method.

Good way to pay for some high expenditure items over a convenient time scale. Good online app with easy payment scheduling. Reviewed on: 20th April 2026

PayPal is easy and convenient to use it must be if I...

PayPal is easy and convenient to use it must be if I can use it. Reviewed on: 20th April 2026

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