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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

Very dependable, trustworthy, well accepted

Very dependable, trustworthy, well accepted Reviewed on: 20th April 2026

I use PayPal every time it's available.

I use PayPal every time it's available. It's safe and secure and easy to use. I've never had a problem with them Reviewed on: 20th April 2026

PayPal just makes life so much easier

PayPal just makes life so much easier Reviewed on: 20th April 2026

Never had any problems.

Never had any problems. Timescales to pay back money and so on are fair. Reviewed on: 20th April 2026

PayPal for all your on line purchases!

I've used PayPal for years. Allows safe on line shopping with no fear of scamming. Simple to set up and use. Hassle free. Reviewed on: 20th April 2026

Used PayPal for years and know you can rely on them,...

Used PayPal for years and know you can rely on them, especially if there’s an issue with a purchase. The app had issues trying to raise a dispute recently but they sorted it over the phone and customer service were great. Love the 4 month no interest credit, it’s so handy and I use it regularly. Reviewed on: 20th April 2026

Very easy and understandable customer service that i...

Very easy and understandable customer service that is second to none Reviewed on: 20th April 2026

Pay pal is a no brainer

PayPal is a superb service allowing so many ways to pay back and getting points back on pay pal card, which I have had over £30 back only over a few months since using pay pal card Reviewed on: 20th April 2026

Convenient, quick and easy transactions and more wid...

Convenient, quick and easy transactions and more widely available as a payment method. Reviewed on: 20th April 2026

Happy Poole

Easy to use. Good for me with my spending and payment habits. Reviewed on: 20th April 2026

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