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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

PayPal are always happy to help with disputes should...

PayPal are always happy to help with disputes should they arise, they are brilliant with dealing with any issues and problems with sellers 10/10 Reviewed on: 20th April 2026

PayPal app is Amazing and easy to use.

PayPal app is Amazing and easy to use. Reviewed on: 20th April 2026

Smart financial provider

Great service fast reliable customer service safe and convenient Reviewed on: 20th April 2026

Budgeting

PayPal Credit has been a fabulous way to budget holiday costs Reviewed on: 20th April 2026

Long time fan

Love had it since I was really little great with being abroad and helps ur money from not getting scammed! Reviewed on: 20th April 2026

The best alternative for online money !

I am very happy with this experience! Is very comfortable for me, on the time when I don’t have money , Reviewed on: 20th April 2026

Paypal a complete shopping guide

It’s very easy to use at checkout and integrates seamlessly with my PayPal account. I like the flexibility of being able to spread the cost of purchases over time, especially with promotional offers like 0% interest periods on larger purchases. It works similarly to a credit card but without needing a physical card, which makes it convenient for online shopping. Reviewed on: 20th April 2026

Easy transaction and quick payments

Easy transaction and quivk payments Reviewed on: 20th April 2026

It’s very helpful, I love using PayPal to send and r...

It’s very helpful, I love using PayPal to send and receive money for friend events and things like that Reviewed on: 20th April 2026

Paypal and its integrity

PayPal offers security and integrity within your financial monies! I couldn’t rate PayPal any higher than it already is! Reviewed on: 20th April 2026

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