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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

Excellent even when I send money abroad

Excellent even when I send money abroad Reviewed on: 20th April 2026

The PayPal is the best way for the secure service...

The PayPal is the best way for the secure service Reviewed on: 20th April 2026

Super Easy

PayPal Pay in 3 is basically a super easy way to split your shopping into three payments without paying any interest or late fees. Approval is quick, it works pretty much anywhere that accepts PayPal, and you still get their Buyer Protection, which is a nice safety net. People seem to love it too — it’s sitting at a 4.93/5 from thousands of reviews — so overall it’s a solid, hassle‑free BNPL option if you want to spread the cost a bit. Reviewed on: 20th April 2026

Very easy to use, issues resolved straight away.

Very easy to use, issues resolved straight away. Easy payment process Reviewed on: 20th April 2026

I have used PayPal since me and the wife renewed our...

I have used PayPal since me and the wife renewed our vows and it made buying things a lot easier plus I felt safe Reviewed on: 20th April 2026

Great, helpful customer service.

Great, helpful customer service. Reviewed on: 20th April 2026

Very convenient in terms of paying for things and ke...

Very convenient in terms of paying for things and keeping my payment methods all in once place. Good to have that 0% interest in the short term Reviewed on: 20th April 2026

Been with PayPal for year and never had any problems .

Been with PayPal for year and never had any problems . Very versatile and I really have faith when I use PayPal credit to make purchases Reviewed on: 20th April 2026

Good options available

Has helped me with my finances allowing me to spread payments and 0% finance on certain items. Reviewed on: 20th April 2026

Amazing services

Amazing services by PayPal never let me down Reviewed on: 20th April 2026

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