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PayPal: PayPal Credit reviews

4.73
Based on 181,133 reviews, last reviewed 24th Aug 2026
3% increase in 5 star reviews
in the past 90 days
15% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026
Tsarina M's avatar
Tsarina M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181133)

Always helpful when needed.

5
Always helpful when needed. Easy to use Reviewed on: 20th April 2026

Straight forward.

5
Straight forward..great job! Easy access and easy app… Reviewed on: 20th April 2026

Same as everywhere else.

4
Same as everywhere else. Good thing is, everyone uses paypal. Reviewed on: 20th April 2026

The most trusted way to pay for anything

5
The most trusted way to pay for anything Reviewed on: 20th April 2026

I always find it easy to pay for things

5
I always find it easy to pay for things Reviewed on: 20th April 2026

Excellent service

5
I find PayPal very useful enjoy the interest free period, i haven’t really had any problems with PayPal but in the past where I did have problems at the beginning it was dealt with straight away. Excellent service Reviewed on: 20th April 2026

I LIKE PAYPAL BECAUSE THEY HELP US

5
I LIKE PAYPAL BECAUSE THEY ARE THE ONLY ONE,S WHO HELP WHEN NEEDED Reviewed on: 20th April 2026

Very easy to use service, really helps

5
Very easy to use service, really helps Reviewed on: 20th April 2026

Excellent services provider

5
Excellent safe and easiest way to pay for purchases services and more. Great for savings too Reviewed on: 20th April 2026

Pay Pal easy online payments

5
Always use PayPal for payment transactions online the ease of instant credit plus secure payment makes it a easy choice , also like the pay in 3 option so it’s easy to control the credit you need and 3x manageable payments Reviewed on: 20th April 2026

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