Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

View other PayPal products

4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181133)

Very good customer service and app

Very good customer service and app Reviewed on: 20th April 2026

Very professional service and easy to deal with

Very professional service and easy to deal with Reviewed on: 20th April 2026

Super easy to use.

Super easy to use.and fist class app. Reviewed on: 20th April 2026

Nice and easy

The procedure for applying was quite fast and easy, I've been using it for a while now and quite happy with the results Reviewed on: 20th April 2026

The best way to help people with their finance needs.

The best way to help people with their finance needs. Reviewed on: 20th April 2026

Excellent

I really like that if you spend over £100 you get 4 months with no interest. PayPal credit is my go to compared to other companies for that reason Reviewed on: 20th April 2026

Easy to pay and excellent service

Easy to pay and excellent service Reviewed on: 20th April 2026

Never had any issues with PayPal credit, easy and co...

Never had any issues with PayPal credit, easy and convenient way to pay. Highly recommend Reviewed on: 20th April 2026

Very convenient safe to use protection online shoppi...

Very convenient safe to use protection online shopping good customer service Reviewed on: 20th April 2026

PayPal credit is very easy to use

PayPal credit is very easy to use, super convenient, and definitely competitive with standard high rate credit cards. Reviewed on: 20th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub