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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

Really helpful customer service easy to use and mana...

Really helpful customer service easy to use and manage finances Reviewed on: 20th April 2026

A great offer always available to suit my needs

A great offer always available to suit my needs Reviewed on: 20th April 2026

I've been using PayPal for a few years now and I'm v...

I've been using PayPal for a few years now and I'm very happy with it, whether it's for paying for purchases or transferring money to family, everything is quick, efficient and without any problems. Reviewed on: 20th April 2026

Great for paying for things and flexible payments.

Great for paying for things and flexible payments. Reviewed on: 20th April 2026

Used for over 10 years without any issues.

Used for over 10 years without any issues. Reviewed on: 20th April 2026

Generally positive.

Generally positive. It is always helpful to have a service like this available to loyal customers. Not had any major issues. Could also benefit from simpler repayment and app simplicity as can sometimes be unclear when making additional payments if they have gone through and successful worked. Would also like longer repayment options with a simple direct debit repayment setup available. Reviewed on: 20th April 2026

Yes all great, no issues when creating a PayPal account

Yes all great, no issues when creating a PayPal account Reviewed on: 20th April 2026

Great customer service.

Queries dealt with promptly.A very good website everything is on the App. Reviewed on: 20th April 2026

PayPal Purchasing Preferences!

I've been a PayPal customer for over 25 years now and I remain one, and will ALWAYS seek them out as as my preferred payment method, as they've given me the peace of mind that should any issues arise with the purchasing of my item, that they will deal with them swiftly and with the least inconvenience to myself,.and they will ensure that my payment is protected! I also appreciate that within PayPal I can choose to either use PayPal Credit, to buy now & pay later, PayPal pay in 3 to spread that payment over 3 months, or just immediately in full with either my connected debit card or bank account! Either way, Paying with PayPal makes me feel safer shopping online! Reviewed on: 20th April 2026

Easy to use, lots of support, international

Easy to use, lots of support, international Reviewed on: 20th April 2026

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