Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

View other PayPal products

4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181134)

Easy to use and very handy / also pay in 3 is an ama...

Easy to use and very handy / also pay in 3 is an amazing budget support Reviewed on: 20th April 2026

Love the experience with PayPal

Love the experience with PayPal and the options the have Reviewed on: 20th April 2026

I love pay pal never had any issues with it.

I love pay pal never had any issues with it. very much recommend Reviewed on: 20th April 2026

I use PayPal long time ago with no issue

I use PayPal long time ago with no issue Reviewed on: 20th April 2026

It’s a great way to use PayPal as you get rewards wh...

It’s a great way to use PayPal as you get rewards when you spend, plus also allows you to have buy now pay later with 0% interest free. Reviewed on: 20th April 2026

simply online spending

never had a problem, just a few letter saying I've missed a payment which is helpful Reviewed on: 20th April 2026

Easy peasy PayPal queasy

Everything in PayPal is easy to use and it always works first time. Reviewed on: 20th April 2026

I have only positive feedback for the PayPal

I have only positive feedback for the PayPal Reviewed on: 20th April 2026

Great service

PayPal is very versatile and has been helpful across many sites I’ve used and for personal uses also. Reviewed on: 20th April 2026

PayPal has always been hassle free shopping experience

PayPal has always been hassle free shopping experience Reviewed on: 20th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub