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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

PayPal is an excellent service!

Always had a good experience using PayPal, from transfering money to friends, or using PayPal Credit, or the Pay in 3 service. It's been really useful fopr managing my money and helping with bills and other purchases. Also recently started using PayPal+ and have the virtual debit card that let's me make purchases and benefit from the points too! I'd give it 10 out of 5 stars if I could. It's been an indispensable service! Reviewed on: 20th April 2026

Its help the unfortunate to pay back

I love the 3 months no interest also it give you installments up 3 months i think I'm not sure,its better than bank credit card Reviewed on: 20th April 2026

User friendly .

User friendly ...Customer Servivmce Good .Solved a dispute for me when I had poor service . Reviewed on: 20th April 2026

Great service

Easy to use, have used for years Reviewed on: 20th April 2026

PayPal easy to use

Have used PayPal for many years, whether sending money abroad or exchanging money or purchases has always been no hassle, and always easy if have any problems to contact them. Reviewed on: 20th April 2026

Mr pPetrov Very good all is helpful

Very good all is helpful all good Reviewed on: 20th April 2026

Everybody need PayPal account

Good company reliable and works with all online shopping sites. Reviewed on: 20th April 2026

PayPal Credit allowed me to buy tyres for my car to...

PayPal Credit allowed me to buy tyres for my car to keep me safe on the road, when I had no other means to buy them. Thank you PayPal Reviewed on: 20th April 2026

I think more people would use PayPal credit if the i...

I think more people would use PayPal credit if the interest was lower... PayPal is convenient to shop with and easy to pay with but the interest is huge.I wouldn't recommend anyone using PayPal credit...I use it out of necessity but I wouldn't recommend it Reviewed on: 20th April 2026

Reliable provider.

Reliable provider. I'm using PayPal credit for higher valued purchases to split the payments over. Happy with the service Reviewed on: 20th April 2026

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