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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Great options and flexibility.

Great options and flexibility. Paypal has now become my go to when buying on the internet, purely for peace of mind and ease of use Reviewed on: 20th April 2026

Always giving promotions on rate

Always giving promotions on rate Reviewed on: 20th April 2026

If I’ve forgotten to make a payment I get a reminder...

If I’ve forgotten to make a payment I get a reminder which helps and when staff have rang me they have bin helpful Reviewed on: 20th April 2026

Never had problem with any payment Ive done but intr...

Never had problem with any payment Ive done but intrest rate is a bit too high Reviewed on: 20th April 2026

Excellent service, easy to use.

Excellent service, easy to use. Peace of mind Reviewed on: 20th April 2026

It works.

It works. It is convienient and simple. Reviewed on: 20th April 2026

Long time user

I’ve been with PayPal for quite a few years and seen the system evolve. I like the app and different credit options ( credit or pay in 3) usually works well . I do sometimes find that when paying some websites seem to have glitches when transferring ( not sure if this is the actually websites or because I usually use safari on iPhone but generally all goes smooth . The only other gripe is that if you do get a problem , I really really detest AI help system . It usually can’t solve it and you go round in a loop getting frustrated . Last time , I ended up looking on Google ‘ how to speak to a human ‘ just kept typing rubbish and finally got through to an online assistant . The issue did need a human to put it right , so would’ve preferred that option as a button instead of wasting 30 minutes getting annoyed .but overall my experience is good and would recommend to my family and friends Reviewed on: 20th April 2026

I have had a couple of issues and it was resolved in...

I have had a couple of issues and it was resolved in a professional ways. PayPal has help to achieve that I couldn't have achieved or purchase ordinarily with put interest on it. Reviewed on: 20th April 2026

PayPal is a great and safe way to pay

PayPal is a great and safe way to pay Reviewed on: 20th April 2026

I’m very happy with the service I feel so protected...

I’m very happy with the service I feel so protected by pay pal Reviewed on: 20th April 2026

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