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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

I am very greatfull you have help me a lot...

I am very greatfull you have help me a lot Reviewed on: 20th April 2026

Ease of use, simple to follow.

Ease of use, simple to follow. Been using the app for many years and had zero trouble with transactions. Reviewed on: 20th April 2026

PayPal credit is difficult to use when you want to p...

PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026

Paypal is my only option if i want security

I have never had any issues. I do know that if i need secure payment ,PayPal is my only option! Especially now with the credit it's even better! Reviewed on: 20th April 2026

Very good and easy to understand.

Very good and easy to understand. I am very happy to recommend to my friends and family. Reviewed on: 20th April 2026

Very good

Good customer service. Always reliable and responsive to all queries and questions. Reviewed on: 20th April 2026

PayPal is a helpful and great value for money credit...

PayPal is a helpful and great value for money credit and payment system. My preferred option as is safe and secure. Reviewed on: 20th April 2026

Great interest free offers on some purchases

Enjoy the special offers on some purchases with extended interest free period payment options. Reviewed on: 20th April 2026

Never had any problems and fair pricing on interest.

Never had any problems and fair pricing on interest. Reviewed on: 20th April 2026

Easy secure payments.

Easy secure payments. PayPal credit is there when I need it and the re-payments are affordable. Reviewed on: 20th April 2026

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