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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Always easy to use and easy to pay back

Always easy to use and easy to pay back Reviewed on: 20th April 2026

Easy for an OAP

So easy to use I feel it’s much better than a credit card, they seem to up and up your credit limit with no regards to your financial position Reviewed on: 20th April 2026

Paypal helps me run my finances.

The process of using Paypal has been a useful one. I have been able to orgainse financial payments and transactions the have helped be manage my money efficiently and effectively. Reviewed on: 20th April 2026

I just love it as i am using time yo...

I just love it as i am using time yo yime Reviewed on: 20th April 2026

Great service which I use again and again and again

Great service which I use again and again and again Reviewed on: 20th April 2026

A very useful card with the full protection of PayPa...

A very useful card with the full protection of PayPal which is valued Reviewed on: 20th April 2026

Paypal in 3 - Easy and Secure - Innovative way to pa...

Paypal in 3 - Easy and Secure - Innovative way to pay with Credit Reviewed on: 20th April 2026

The flexibility of PayPal

The flexibility to buy expensive gear with a four-month interest-free instalment plan or spread the cost over a year or two for a reasonable interest fee makes all financial stress manageable. Reviewed on: 20th April 2026

Reliable for Online Shopping and Fast Refunds

Terrible Customer Service, No Longer Feel Protected: Sellers Favored Over Buyers. Reviewed on: 20th April 2026

Like no other

Great offers, useful informations, one of the best app on the market Reviewed on: 20th April 2026

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