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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Great service

I had no issues, everything worked as expected, so I haven’t even got a chance to use customer support :) Reviewed on: 20th April 2026

For me, PayPal is the safest form of payment!

For me, PayPal is the safest form of payment for purchasing items. Reassuring to use, and should there ever be problem with a transaction, PayPal steps-in immediately. Reviewed on: 20th April 2026

Excellent service been with PayPal for a long time a...

Excellent service been with PayPal for a long time and it’s one of the safest best way to shop Reviewed on: 20th April 2026

Great experience using PayPal

Great experience using PayPal. I have been using a PayPal account for about two years now. Reviewed on: 20th April 2026

I have been with PayPal since it came out and I love...

I have been with PayPal since it came out and I love it. Now you get different ways to pay for you items which helps spread the cost and items you buy are covered. I would not use anything else, plus I now have a Debit card which I can use and get reward points for my purchases. Perfect PayPal and thanks for look after me all these years. :) Reviewed on: 20th April 2026

Great help when I need it with its PayPal credit or...

Great help when I need it with its PayPal credit or helping with online payments. Reviewed on: 20th April 2026

Ease of use and payments to suit.

I have used PayPal credit for large purchases, they explain the payments and interest upfront, I know how much I can afford per month to minimise interest on the credit. Reviewed on: 20th April 2026

Pap pal is very secure

Pap pal is very secure and I am confident to use when I am buying something online Reviewed on: 20th April 2026

Fantastic service

Very simple straightforward process and the transparency is top level Reviewed on: 20th April 2026

Always use PayPal credit whenever I can to help buil...

Always use PayPal credit whenever I can to help build my credit score Reviewed on: 20th April 2026

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