Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

View other PayPal products

4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181134)

Great for spreading out large amounts

Great for spreading out large amounts Reviewed on: 20th April 2026

Thank you

PayPal has always provided me with good credit Reviewed on: 20th April 2026

Helps spread the cost easily, easy to mange and see...

Helps spread the cost easily, easy to mange and see where your money is up too. Reviewed on: 20th April 2026

I got a good credit limit with paypal

I got a good credit limit with paypal Reviewed on: 20th April 2026

Paypal, best customer protection

Iv used paypal for many years and this is because I feel my money is safe. Also their are great customer protection procedures in place and iv never had any issues re problems. Wouldn't use anyone else. Reviewed on: 20th April 2026

I used it, when I needed it.

I used it, when I needed it. Easy to keep an eye on usage. Do not like when I try to pay, it comes out of my account days later Reviewed on: 20th April 2026

Excellent services and easy to navigate application.

Excellent services and easy to navigate application. Reviewed on: 20th April 2026

Best for financial support credit provider

Best for financial support credit provider Reviewed on: 20th April 2026

Good efficient service and no glitches.

Good efficient service and no glitches. Good communication Reviewed on: 20th April 2026

Amazing experience with paypal i love it

Amazing experience with paypal i love it Reviewed on: 20th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub