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PayPal: PayPal Credit reviews

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4.90
Based on 102,709 reviews, last reviewed 9th May 2026
2393600% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just overall good experience allowing me to spend pa... Just overall good experience allowing me to spend payments and feel safe while purchasing Reviewed on: 9th May 2026
Julie O's avatar
Julie O

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102709)

Easily the best credit provider

5
Easy to use, communication excellent and updates frequent. Reviewed on: 13th June 2022
Cr's avatar
Cr

Easy and flexible

5
Do a lot of my shopping with PayPal Credit. I have the flexibility if I don't want to pay it all back in one go. Makes checking out fast and simple Reviewed on: 13th June 2022
Karen's avatar
Karen

Great service

5
Have used PayPal credit a few times for various different purchases and it is easy to use and make payments on. Great service Reviewed on: 13th June 2022
Marc Luscombe's avatar
Marc Luscombe

Thank god for PayPal credit

5
Without PayPal Credit I wouldn’t have been able to book a flight. The application process was easy and you were approved almost straight away. I like how it makes it “affordable” by splitting the cost over 4 months with 0% interest Reviewed on: 13th June 2022
Ana Dimalaluan's avatar
Ana Dimalaluan

Shopping made easy

5
We newly moved home and needed lots of stuff for new home so we used PayPal credit for our online shoppings which made our shopping easier Reviewed on: 13th June 2022
Idris's avatar
Idris

4 months interest free

5
Love this as 1 month more than Klarna and from a name I trust! Reviewed on: 13th June 2022
Dave Parker's avatar
Dave Parker

Amazing to use for online payments

5
PayPal Credit has been a life saver for me. Online payment when I needed it most. Can’t praise highly enough. Reviewed on: 13th June 2022
Ruth Raymer's avatar
Ruth Raymer

GREAT COMPANY

5
GREAT COMPANY MAKES LIFE SO MUCH EASIER. Reviewed on: 13th June 2022
Denis Griffin's avatar
Denis Griffin

For Peace of mind and a speedy transaction use Paypal

5
When I pay Paypal I never worry the security with Validation checks , my payments are secure should I deal with Rogue sellers then I get the money back into my account. Reviewed on: 13th June 2022
Robert Capewell's avatar
Robert Capewell

4 months interest free

5
PayPal credit. Where else can you get 4 months interest free again and again on a £99 purchase. No form filling or applications. Excellent Reviewed on: 13th June 2022
Duncan Payne's avatar
Duncan Payne

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