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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Have enjoyed the services very good

4
Have enjoyed the services very good Reviewed on: 20th April 2026

It's so quick and easy.

5
It's so quick and easy. And the pay in 3 is just so much easier especially for those things you haven't Budget for Reviewed on: 20th April 2026

Well worth it

5
Exclusive Sevice would recommend Reviewed on: 20th April 2026

Very helpful and more security buying online

5
Very helpful and more security buying online Reviewed on: 20th April 2026

The best platform for your financial planning and in...

5
The best platform for your financial planning and investment. Very easy to use. Clearly built and maintained. Im very happy with this platform and I hope to use more often. Reviewed on: 20th April 2026

Not needed to say anything very good all corners

5
Not needed to say anything very good all corners Reviewed on: 20th April 2026

Is good for emergencies but interest rates should be...

4
Is good for emergencies but interest rates should be more clear on applying :) Reviewed on: 20th April 2026

I'm happy with paypal, I like that

5
I'm happy with paypal, I like that Reviewed on: 20th April 2026

Simple, trustworthy & easy to use

5
Simple, trustworthy & easy to use Reviewed on: 20th April 2026

Easy to manage, preety much everything is straightfo...

5
Easy to manage, preety much everything is straightforward Reviewed on: 20th April 2026

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