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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

They’ve been ok

Think they were quick increases limit in the first year but then have had nothing after that Reviewed on: 20th April 2026

Solid service

Reputable, predictable and affordable credit service, with dependable online debit provision. Reviewed on: 20th April 2026

Easy, hassle free

They have always been great to make payments easier and hassle free. Offering no interest on pay by 3 also helps when money is a bit tight and the new rewards section is fab! Reviewed on: 20th April 2026

Still unique bt less competitive on non-unique products

Apart from the PayPal payment system, most services and features are comparable to similar competitors but I notice that money transfers suddenly became too expensive (not competitive) and the offers system is not entirely intuitive. Reviewed on: 20th April 2026

Never disappoints.

Have been usung Paypal for years, never disappointed, always works, never a glitch. Paypal Credit is easy to use. Reviewed on: 20th April 2026

I use PayPal all the time.

I use PayPal all the time. Its easy to use and gives good credit options. Reviewed on: 20th April 2026

It's really easy to use, fast to set up and you can...

It's really easy to use, fast to set up and you can build up points by using your account Reviewed on: 20th April 2026

Always been quick and efficient.

Always been quick and efficient. Never problems with funds and the credit is cool! Reviewed on: 20th April 2026

Super Experience

Great Experience with a lot of possibilities Reviewed on: 20th April 2026

Love paypal so easy to use always helpful if I have...

Love paypal so easy to use always helpful if I have a problem I will continue to use paypal Reviewed on: 20th April 2026

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