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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

They have allowed me to buy what i need and spread it.

They have allowed me to buy what i need and spread it. Always been fair and helpful. Reviewed on: 20th April 2026

Superb service all round.

Superb service all round. Been with PayPal for many years. Always excellent. Reviewed on: 20th April 2026

Excellent service , highly recommend

Excellent service , highly recommend Reviewed on: 20th April 2026

A very good service of retail provide

A very good service of retail provider Reviewed on: 20th April 2026

Easy to use and convenient with pay in 3 option alwa...

Easy to use and convenient with pay in 3 option always pay for all my items through paypal Reviewed on: 20th April 2026

Fantastic

It's a great option to get through life and not worry to much about paying things back straight away Reviewed on: 20th April 2026

So easy to use super service so easy to order thinks...

So easy to use super service so easy to order thinks and pay later suit me needs Reviewed on: 20th April 2026

I have used PayPal credit for few years now and is a...

I have used PayPal credit for few years now and is a great way to pay for my items with 0% for min 4 months Reviewed on: 20th April 2026

Find very useful and safe managing my outgoings

Find very useful and safe managing my outgoings Reviewed on: 20th April 2026

PayPal Credit works amazingly for me.

PayPal Credit works amazingly for me. They’re helpful and always easy to contact with any queries I may have regarding repayments or general queries. I love how many different vendors allow for purchase with PayPal credit and I throughly enjoy the new points system! Reviewed on: 20th April 2026

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