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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Good service, easy to use.

5
Good service, easy to use. Helped alot Reviewed on: 20th April 2026

Very easy to use all the services, great customer se...

5
Very easy to use all the services, great customer service very kind and helpful, professional i noticed the most, lending and credit was all discussed well and successful to my means, lots of services available now Reviewed on: 20th April 2026

PayPal has been a great service for me.

5
PayPal has been a great service for me. For friends to pay me and me pay them. To use oat in three has been great. Reviewed on: 20th April 2026

So easy to use a The best credit and debit card

5
So easy to use and to check details Reviewed on: 20th April 2026

Always good service and ease of payments

5
Always good service and ease of payments Reviewed on: 20th April 2026

Great Service

5
Has acted as a really reliable payment service. Haven't faced any major issues for years. Would recommend to family and friends. Reviewed on: 20th April 2026

I have used PayPal for years and never had a problem...

5
I have used PayPal for years and never had a problem with them. Reviewed on: 20th April 2026

Iv been using PayPal from the very beginning.

5
Iv been using PayPal from the very beginning. I have no issues only positive comments. Reviewed on: 20th April 2026

This is very important to me.

5
This is very important to me. Please let me say, every time I get to see for the best way to get a new phone. Reviewed on: 20th April 2026

Easy , secure and convenient payment

5
Paypal is very convenient to use for any kind of purchases and also provides good pay later options like pay in 3 and paypal credit . It also feela very secure to pay via paypal knowing that my card details etc are not being shared. Reviewed on: 20th April 2026

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