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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Quality service

All payments have all went through without any issues had only 1 issue with a seller which is being dealt with ... Reviewed on: 20th April 2026

Paypal is so easy to use.

Paypal is so easy to use. Has given me flexibility with my finances. I use Paypal weekly as I feel it a safe and secure way to pay for things. Very happy. Reviewed on: 20th April 2026

Online payment

Good one, i am using for almost every online payments Reviewed on: 20th April 2026

PayPal makes life easier

PayPal makes online payments quick and stress‑free. It’s easy to use, secure, and works smoothly across apps and websites. A reliable choice for everyday transactions. Reviewed on: 20th April 2026

It’s a seamless experience.

It’s a seamless experience. The app is very easy to navigate and the customer service is prompt to resolve queries Reviewed on: 20th April 2026

Very good Im happy to pay by PayPal

Very good Im happy to pay by PayPal Reviewed on: 20th April 2026

short term lending...

Quick and easy and god facility for short term lending Reviewed on: 20th April 2026

Swift and straightforward.

Swift and straightforward. Excellent Reviewed on: 20th April 2026

Great and practical

Easy to navigate site. Allows you to use either pay in 3 or PayPal credit. Interest rates are very good if you haven't paid what needs paying, by the due date Reviewed on: 20th April 2026

Unmatched

PayPal has always been my go to when shopping online never had any issue, whenever I feel uncertain about shopping with a retailer I don’t know I always use PayPal because I know they’ll back me if the seller isn’t legit Reviewed on: 20th April 2026

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