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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Donna Sampson

I have found PayPal a very useful tool when managing my money. Reviewed on: 20th April 2026

I have had situations where I got stuck with payment...

I have had situations where I got stuck with payment options and struggled to get clarity on what I needed to do on the app Reviewed on: 20th April 2026

It's an excellent service that's easy to use and rea...

It's an excellent service that's easy to use and readily available for online purchases. I just wish it also acted as a regular credit card for transfers etc. Reviewed on: 20th April 2026

Easy to use, very handy option!

Easy to use, very handy option! It’s easier to manage than some other payment methods and gives you more freedom Reviewed on: 20th April 2026

Life saver on occasion

PayPal is very easy to use offering several different options to ease those bigger payments. International payments are quick and easy notification for upcoming payments are prompt. I use PayPal for almost everything and am more than happy to recommend it also a great level of extra security for larger payments Reviewed on: 20th April 2026

Fabulous

PayPal is definitely my go to paying it easy and prompt plus great cover for those scams Reviewed on: 20th April 2026

Very easy to use trouble free excellent service.

Very easy to use trouble free excellent service. Very convenient. Reviewed on: 20th April 2026

Making life a little easier - ease of purchasing ite...

Making life a little easier - ease of purchasing items with the option of paying in full , over a set period of time Reviewed on: 20th April 2026

Easy to use and helpful for when I don’t have to pay...

Easy to use and helpful for when I don’t have to pay all at once Reviewed on: 20th April 2026

Safe and reliable

I feel safer with PayPal I have had a refund once when I was scammed they are great Reviewed on: 20th April 2026

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