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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

So reliable easy to use, clear communication

5
So reliable easy to use, clear communication Reviewed on: 20th April 2026

Great Experience

5
It’s been a great experience, paypal is very helpful in tight financial season. Its give peace of mind. Reviewed on: 20th April 2026

Financially very helpful.

5
Financially very helpful. Gives me more budget to spend on other things. Reviewed on: 20th April 2026

Easy process, making larger purchases more manageable.

5
Easy process, making larger purchases more manageable. Reviewed on: 20th April 2026

I t is so simple to use, with a very clear overview...

5
I t is so simple to use, with a very clear overview of what you have on the go, and it feels safe. You do have to use self control and not have too many things on the go at once because, they add up and could become a problem if not managed correctly Reviewed on: 20th April 2026

Great payment toll, lots of options and available fo...

5
Great payment toll, lots of options and available for lots of vendor Reviewed on: 20th April 2026

PayPal is amazing, I can choose whether I want to pa...

5
PayPal is amazing, I can choose whether I want to pay with bank cards or PayPal credit, and I can treat myself to everything I want. Reviewed on: 20th April 2026

The service offered is excellent, especially the int...

5
The service offered is excellent, especially the interest-free payment plan. Reviewed on: 20th April 2026

My experience has been easy and smooth.

5
My experience has been easy and smooth. I don't have any issues Reviewed on: 20th April 2026

Great and safe way to pay when shopping on line like...

5
Great and safe way to pay when shopping on line like the credit and pay in three Reviewed on: 20th April 2026

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