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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Payments using Paypal

Using Paypal to pay for items ensures that I receive the ordered items, which can't be guaranteed when paying direct. Reviewed on: 20th April 2026

All great

Awesome services, have been using it for a while Reviewed on: 20th April 2026

PayPal is really easy to use and very affordable, Pa...

PayPal is really easy to use and very affordable, PayPal credit in 3 instalments as well as PayPal credit card has a good interest rate, I’ve used all 3 and find them affordable and very convenient when needing anything from daily purchases to long term Reviewed on: 20th April 2026

Any issues raised with them is dealt with and sorted...

Any issues raised with them is dealt with and sorted quickly great customer service easy to use Reviewed on: 20th April 2026

Great way of spreading your payments with an answer...

Great way of spreading your payments with an answer almost instantly, never had any problems Reviewed on: 20th April 2026

Speedy reply and always a resolution to offer

Speedy reply and always a resolution to offer Reviewed on: 20th April 2026

Great service would recommend to others

Great service would recommend to others Reviewed on: 20th April 2026

Not the best.

Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026

Great to have paypal credit card, useful offer and c...

Great to have paypal credit card, useful offer and cashback Reviewed on: 20th April 2026

If your looking for financial options, it’s here

It gives financial options, like the bank or mam and dad Reviewed on: 20th April 2026

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