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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

In safe hands

5
Whenever I have had a problem I have always had it sorted out by customer service. Reviewed on: 20th April 2026

Paypal review

5
Easy to use, clear information, jargon-free explanations, different payment options, I use it for everything Reviewed on: 20th April 2026

Easy to use, safe online, pay in 3 facility is brill...

5
Easy to use, safe online, pay in 3 facility is brilliant and being able to have interest free on larger purchases, it's just a brilliant convenient way to pay. Now I have card with my account it's made it even better! Reviewed on: 20th April 2026

Very good point excellent

5
Very good and excellent it works well with me and it’s convenient value is good and the services are easy to access Reviewed on: 20th April 2026

I use it a lot to pay for payments over £100.

5
I use it a lot to pay for payments over £100. This then lets me pay in usually 3 payments interest free. Reviewed on: 20th April 2026

Good Option

5
I used the BNPL option to spread the cost of large item. I used the 0% for 4 months to manage and spread the cost of item. I can easily view and control how I pay each month. Reviewed on: 20th April 2026

Always Helpful

5
Always Helpful a great service. so useful Reviewed on: 20th April 2026

Simple and works

5
Never have problems with PayPal, always does the job. No hassle Reviewed on: 20th April 2026

Never had any problems quick to resolve issues

5
Never had any problems quick to resolve issues Reviewed on: 20th April 2026

Easy for use and reliable.

5
Easy for use and reliable. Friendly interface as well with accessible settings. Reviewed on: 20th April 2026

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